Legal Notice

1. Company Identification

2. Contact Information

3. Brand and Product Information

4. Editorial Responsibility

The editorial content of this website is published under the responsibility of:

5. Hosting and Technical Infrastructure

5.1 Website Hosting

5.2 Database Hosting

Note: Data transfers to these U.S.-based providers are protected by EU Standard Contractual Clauses (SCCs) to ensure GDPR compliance. See our Privacy Policy for details.

6. Intellectual Property

6.1 Copyright

All content on this website, including but not limited to:

• Text, articles, and written content
• Graphics, images, and visual designs
• Logos, trademarks, and brand elements
• Software code and algorithms
• Database structures and data compilations
• Audio, video, and multimedia content

is protected by Belgian, European Union, and international copyright laws and is the exclusive property of BEWIN SOLUTIONS SRL, unless otherwise stated.

6.2 Trademarks

The following names and logos are trademarks or registered trademarks of BEWIN SOLUTIONS SRL:

• "Xchange Suite"
• "ETF100 Pairs"
• "Xchange Daily"
• All associated logos and visual identities

6.3 Unauthorized Use

Any reproduction, distribution, modification, adaptation, retransmission, or publication of these materials without the express written consent of BEWIN SOLUTIONS SRL is strictly prohibited and may result in civil and criminal penalties.

6.4 Third-Party Content

Third-party trademarks, logos, and content mentioned on this website are the property of their respective owners:

• Alpaca Markets: Alpaca Securities LLC
• OpenAI: OpenAI, LLC
• Binance: Binance Holdings Limited
• Coinbase: Coinbase Global, Inc.
• Kraken: Payward, Inc.
• Stripe: Stripe, Inc.

These references are made for informational purposes only and do not imply endorsement or affiliation.

7. Limitation of Liability

7.1 Content Accuracy

While we strive to ensure the accuracy and timeliness of information on this website, BEWIN SOLUTIONS SRL makes no warranties or representations regarding:

• The accuracy, completeness, or reliability of content
• The suitability of information for any particular purpose
• The availability or uninterrupted access to the website
• The absence of errors, viruses, or other harmful components

7.2 External Links

This website may contain links to third-party websites. We are not responsible for:

• The content, accuracy, or practices of linked websites
• Products, services, or information offered by third parties
• Privacy policies or data practices of external sites

Links are provided for convenience only and do not constitute endorsement.

7.3 Financial Disclaimers

IMPORTANT: BEWIN SOLUTIONS SRL provides software tools for trading analysis and execution. We are:

• ✗ NOT a broker-dealer or financial institution
• ✗ NOT a registered investment adviser
• ✗ NOT providing investment advice or recommendations

Trading securities involves substantial risk of loss. Past performance is not indicative of future results. See our Terms of Service for complete disclaimers.

8. Data Protection and Privacy

BEWIN SOLUTIONS SRL is committed to protecting your personal data in accordance with:

• EU General Data Protection Regulation (GDPR)
• Belgian Data Protection Act (July 30, 2018)
• Applicable U.S. privacy laws (CCPA, etc.)

For detailed information about how we collect, use, and protect your data, please read our Privacy Policy.

Data Protection Authority

9. Cookies and Tracking

This website uses cookies and similar tracking technologies to:

• Ensure essential website functionality
• Remember your preferences and settings
• Analyze website usage and performance
• Improve user experience

You can manage your cookie preferences through our cookie consent banner or your browser settings. For more information, see Section 9 of our Privacy Policy.

10. Applicable Law and Jurisdiction

10.1 Governing Law

This website and its content are governed by the laws of Belgium, without regard to conflict of law provisions.

10.2 Dispute Resolution

Any disputes arising from or relating to this website shall be resolved through:

• Primary: Arbitration administered by the Belgian Centre for Arbitration and Mediation (CEPANI) in Brussels, Belgium
• Alternative: Courts of Nivelles (judicial district of Walloon Brabant), Belgium

10.3 International Users

While this website is accessible globally, it operates under Belgian jurisdiction. Users accessing this website from other jurisdictions do so at their own initiative and are responsible for compliance with local laws.

11. Professional Regulations

11.1 Regulatory Status

BEWIN SOLUTIONS SRL operates as a software service provider. We are NOT subject to financial services regulations as we:

• Do not provide investment advice or recommendations
• Do not hold or custody client funds
• Do not execute trades directly (users trade via their own broker accounts)
• Provide software tools only, not financial services

11.2 No Licensing Requirement

As a pure software provider (SaaS model), BEWIN SOLUTIONS SRL is not required to hold:

• Belgian FSMA (Financial Services and Markets Authority) license
• U.S. SEC (Securities and Exchange Commission) registration
• FINRA (Financial Industry Regulatory Authority) membership
• Investment adviser registration

11.3 Third-Party Integrations

Our software integrates with regulated third-party services:

• Alpaca Markets: SEC-registered broker-dealer, FINRA member, SIPC member (primary broker)
• Note: ETF100 Pairs uses Alpaca as its exclusive broker with Secure Bridge architecture

Users are subject to the terms and regulations of these third-party providers when using their services.

12. Consumer Protection

12.1 Belgian Consumer Code

Belgian consumers are protected under the Belgian Consumer Code (Code de droit économique / Wetboek van economisch recht), Book VI.

12.2 EU Consumer Rights

EU consumers have rights under EU Directive 2011/83/EU on consumer rights, including:

• Right to information before purchase
• Right of withdrawal (14 days for certain contracts)
• Right to remedies for defective digital content

12.3 Online Dispute Resolution

EU consumers can use the European Commission's Online Dispute Resolution (ODR) platform:

https://ec.europa.eu/consumers/odr

13. Accessibility

BEWIN SOLUTIONS SRL is committed to making this website accessible to all users, including those with disabilities. We strive to comply with:

• Web Content Accessibility Guidelines (WCAG) 2.1 Level AA
• EU Web Accessibility Directive (2016/2102)

If you encounter accessibility barriers, please contact us at support@xchangesuite.com.

14. Updates to This Legal Notice

This Legal Notice may be updated periodically to reflect changes in:

• Company information or structure
• Legal or regulatory requirements
• Technical infrastructure or hosting
• Editorial policies

The "Last Updated" date at the top of this page indicates when it was most recently revised.

Material changes will be communicated through a prominent notice on our website.

Last Updated: January 11, 2025

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